Terms and Conditions

1. Acceptance of Terms

By accessing or using the Pagocards website and related services, you agree to be bound by these Terms and Conditions. If you do not agree, you must not use this website.

2. Eligibility and Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree to provide accurate information and to keep it updated.

3. Services and Availability

Pagocards provides access to card issuing and related technology services through partner providers. Service availability may vary by region, provider, and regulatory requirements. We may modify, suspend, or discontinue features at any time.

4. Fees and Charges

Applicable fees are displayed on the website or dashboard and may change from time to time. By using the services, you authorize us and/or our partners to apply disclosed fees and charges.

5. Prohibited Use

You may not use the website or services for unlawful, fraudulent, abusive, or prohibited activities. We may suspend or terminate access if we reasonably suspect misuse, policy violations, or legal risk.

6. Intellectual Property

All content, branding, and software on this website are owned by or licensed to Pagocards and protected by applicable laws. You may not copy, modify, distribute, or reverse engineer any part of the platform except as permitted by law.

7. Third-Party Providers

Financial and card-related services may be delivered by regulated third parties. You acknowledge that third-party terms, policies, and eligibility criteria may apply in addition to these Terms.

8. Disclaimer and Limitation of Liability

The website and services are provided on an "as is" and "as available" basis. To the maximum extent permitted by law, Pagocards disclaims warranties and is not liable for indirect, incidental, consequential, or special damages arising from your use of the platform.

9. Termination

We may restrict or terminate access to the platform at our discretion where necessary for security, compliance, operational, or legal reasons.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the website after updates constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, contact us at cs@pagocards.com.